Studying Time: four minutes
April 23, 2019.
Are paper enterprise playing cards, just like the paper letter, on the way in which out? Nearly all of enterprise playing cards find yourself getting thrown away, however mortgage officers are beating the percentages by recognizing business adjustments and giving homebuyers and companions what they’re searching for.
Together with our not too long ago launched borrower-generated prequalification letters, Cornerstone’s new cell enterprise playing cards are altering how we mortgage by making it simpler to attach. Virtually all paper enterprise playing cards – some sources say as much as 80 % — are thrown away throughout the first week.
Mortgage officers who need to make a long-lasting impression basically have two choices. Get quirky with out-of-the-box enterprise card designs fabricated from steel or wooden that would run you $2 every. Or, go completely paperless.
Might cell enterprise playing cards make mortgage quick and simple?
At Cornerstone, we’ve discovered that essentially the most worthwhile method for a mortgage officer to spend their time is to construct relationships, to not be slowed down by log-ins, information entry, or paper enterprise card alternate.
By integrating a brand-new tech instrument like cell enterprise playing cards, mortgage officers, realtors, and homebuyers profit:
1. Insta-access and on-the-spot sharing.
For homebuyers. Immediately receiving a mortgage officer’s contact data makes one of the crucial tough components of the mortgage course of — sussing out and reaching out to potential lenders — a lot simpler. Right here’s the way it works: You’ll get a textual content containing a mortgage officer’s cell enterprise card that you would be able to save to your property display. Then you possibly can contact your mortgage officer while you’re prepared and get prequalified for a mortgage utilizing the identical hyperlink.
For mortgage officers. As a mortgage officer, you’ll be geared up to take your online business wherever. This promotes work-life stability by providing seamless alternatives to community exterior the workplace. Cornerstone mortgage officers use new cell enterprise playing cards for simple, one-touch sharing of contact data by way of a customized URL, emailed or texted from their cell system. Your cell enterprise card is immediately accessible, working independently of an app on the web browser of any system.
For realtors. Most realtors have a most well-liked lender. Now, texting a cell enterprise card hyperlink makes sharing this contact data together with your purchasers extra-easy. Like homebuyers, realtors can save a mortgage officer’s cell enterprise card to their house display and use it to contact a mortgage officer with questions or assist homebuyers prequalify.
2. One-touch name, e mail, or textual content.
For homebuyers. This one’s a biggie when you’re a homebuyer who’s searching for a mortgage that’s nearly completely paperless. A realtor or a mortgage officer can textual content you a mortgage officer’s cell enterprise card that you should utilize to textual content, e mail, or name a mortgage officer at a click on.
For mortgage officers. Debtors who’re much less prone to decide up the cellphone could also be enticed to click on on user-friendly e mail, textual content, and even cellphone name icons discovered in your one-touch cell enterprise card web site. Your debtors and realtor companions may add your contact data out of your cell enterprise card to their cellphone’s listing. And, utilizing one-touch airdrop, you and your contacts can immediately switch recordsdata over Wi-Fi or Bluetooth between units.
For realtors. Realtors not must work because the intermediary, holding on to a mortgage officer’s enterprise card to go on to a shopper. When you’ve saved a mortgage officer’s cell enterprise card to your property display, you possibly can share it together with your consumers for a fast referral. You can even click on to name, textual content, or e mail a mortgage officer accomplice with any questions.
Eradicate the house-hunting problem and refer your consumers to a mortgage officer who’s all the time prepared to attach. Accomplice with a Cornerstone mortgage officer close to you.
three. Fast hyperlinks to prequalify.
For homebuyers. The quicker you will get house, the much less cash you’re going to waste. Cellular enterprise playing cards provide one other useful method to simplify the homebuying course of by dashing up how rapidly you will get prequalified. Clicking on a mortgage officer’s cell enterprise card brings you on to dwell hyperlinks for mortgage prequalification, cost calculators, your individual Borrower Portal, and instructions to a mortgage officer’s native workplace. Enter your data to get prequalified in a couple of minutes, and also you’ll be extra geared up to place a suggestion on a home and will shut in 10 days.
For mortgage officers. Debtors can click on by way of your cell enterprise card to get prequalified. They’ll calculate their estimated mortgage cost. Or, they’ll get instructions to your workplace. Serving to debtors prequalify by way of your cell enterprise card generally is a lot extra inviting than an impersonal hyperlink to an internet type. So, debtors will really feel extra related and could also be extra prone to take the steps and end their prequalification.
For realtors. Like mortgage officers, realtors recognize the truth that homebuyers have private entry to a prequalification hyperlink by way of a mortgage officer’s cell enterprise card web site. You can even direct purchasers who’ve questions on how a lot home they’ll afford, how a lot they’ll count on to pay every month, and the best way to get their mortgage transferring to click on to contact their mortgage officer at any time.
As a lender, we’re within the ideally suited place to begin utilizing simplified applied sciences and automation to make mortgage a self-serve course of.
We’ve developed new applied sciences to enhance mortgage processing velocity and effectivity, delegating the mundane duties as soon as dealt with by a mortgage officer to a machine. We’ve additionally taken care to make use of tech automation in a method that solely advantages the borrower.
As a result of the mortgage of 10 years in the past isn’t working
We’re transferring mortgage ahead by eliminating outdated processes which have been holding debtors again. However personalization isn’t one thing we’re prepared to sacrifice, even for the sake of nice expertise. With our new applied sciences that make mortgage officers extremely cell, our debtors can have each. Click on right here to turn into a Cornerstone Realtor Accomplice or be part of the Cornerstone work-family and reap the benefits of all our tech instruments that may assist get debtors house in 10 days.
For academic functions solely. Please contact your certified skilled for particular steerage.
Sources are deemed dependable however not assured.